We make home financing feel easy.
Take advantage of low rates and loans designed to fit your needs—only at Black Plum Capital.
Who we are
We are a licensed, local mortgage broker with more than 3 decades of mortgage experience. We are independent and do not work for a specific bank or lender. That independence is your secret home financing weapon, since we can shop multiple wholesale mortgage lenders on your behalf — giving you access to more home loan options than what a bank or
online lender can offer.
The result is typically a cheaper, faster and easier mortgage for you.
14 days
Avg. Closing Time
Excellent
Reviews
15+
Years of mortgage experience
How can we help?
Get a free rate quote
Find the best rates tailored to your needs—no cost, no obligation.
See what you can afford
Explore our modern calcs for personalized insights and confident planning.
Get pre-approved
Take the first step toward your dream home with a quick pre-approval.

Be the first to know when the rates drop

Never miss a rate drop

Make well-timed decisions

Take advantage of low rates
Find the right loan for you
DSCR Loans
A mortgage based on a property's rental income, not the borrower's personal income.
Bank Statement Loans
A mortgage that uses bank deposits to verify income for self-employed borrowers.
Fixed-Rate Mortgage
Offers stable monthly payments with a consistent interest rate for the life of the loan.
Jumbo Loans
Designed for veterans, service members, and their spouses, offering the advantage of no down payment.
Adjustable Rate Mortgages
Starts with a lower rate that adjusts over time based on market conditions.
Interest Only Mortgages
Allows initial payments on interest only, lowering costs early in the loan term.
See what our customers say about us



































































































































































































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